Terms of Use
Please read these Terms of Use carefully before using the FinançasLab website at financaslab.com. By accessing or using our website, you agree to be bound by these terms. If you do not agree, please do not use our website.
1. About FinançasLab
FinançasLab is an educational platform providing financial information, calculators, and guides for digital nomads and remote workers living in Portugal. We are located at Santa Rita, R. Dr. Faria Sampaio 37, 4445-671 Ermesinde, Portugal. Contact: info@financaslab.com.
2. Nature of Content
All content on FinançasLab, including calculators, guides, articles, and any other materials, is provided for educational and informational purposes only. Nothing on this website constitutes:
- Tax advice or tax planning recommendations
- Legal advice or legal opinions
- Financial advice or investment recommendations
- Accounting services or professional accountancy guidance
Calculator results are indicative estimates based on general parameters and publicly available tax rate information. They do not account for individual circumstances, personal deductions, allowances, or changes in legislation that may have occurred after publication. Always consult a licensed contabilista certificado or qualified legal professional for advice specific to your situation.
3. No Professional Relationship
Use of this website does not create a professional relationship of any kind between you and FinançasLab. We are not your tax advisor, accountant, or legal representative. No information provided on this website should be relied upon as a substitute for professional advice.
4. Accuracy of Information
We make reasonable efforts to ensure the accuracy of information published on our website. However, tax law and regulations change frequently. We do not warrant that all information is current, complete, or accurate at any given time. FinançasLab accepts no liability for errors, omissions, or outdated information on this website.
5. Use of Calculators
Our calculators are educational tools. Results are estimates only and should not be used for official tax filings, financial planning decisions, or as the basis for legal or financial commitments. The calculations use simplified models and general tax rates that may not reflect your specific situation.
6. Intellectual Property
All content on this website, including text, graphics, logos, and software, is the property of FinançasLab or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from our content without express written permission.
7. Acceptable Use
When using our website, you agree not to:
- Use the website for any unlawful purpose or in violation of applicable law
- Attempt to gain unauthorized access to any part of the website or its systems
- Transmit any harmful, offensive, or disruptive content
- Use automated tools to scrape or collect data from the website without permission
- Misrepresent your identity or affiliation
8. Third-Party Links
Our website may contain links to third-party websites for informational purposes. We do not endorse, control, or take responsibility for the content of external websites. Accessing third-party sites is at your own risk.
9. Limitation of Liability
To the maximum extent permitted by applicable law, FinançasLab shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from your use of, or inability to use, this website or its content. This includes, without limitation, any financial loss resulting from reliance on calculator results or educational content provided on this website.
10. Governing Law
These Terms of Use are governed by the laws of Portugal. Any disputes arising from use of this website shall be subject to the exclusive jurisdiction of the competent courts of Portugal.
11. Changes to These Terms
We may update these Terms of Use at any time. The updated version will be posted on this page with a revised date. Continued use of the website after changes constitutes acceptance of the updated terms.
12. Contact
For questions about these Terms of Use, contact us at info@financaslab.com or Santa Rita, R. Dr. Faria Sampaio 37, 4445-671 Ermesinde, Portugal.